Online Earning

How to Earn Money Using Cashback and Reward Apps

Cashback and reward apps have become a popular way to save and earn money effortlessly. These apps offer users a percentage of their purchases back in cash or rewards. By leveraging these platforms, you can maximize your savings on everyday shopping. Here’s how to make the most of cashback and reward apps.

Choose the Best Cashback Apps

To get started, select the best cashback apps that suit your shopping habits. Popular options include Rakuten, Ibotta, and Honey. Rakuten offers cashback for online purchases from a wide range of retailers, Ibotta provides cashback on groceries and everyday items, and Honey finds the best coupon codes for your purchases. Each app has its own strengths, so choose one or more that align with your shopping preferences.

Sign Up and Install

Download your chosen cashback apps from the App Store or Google Play. Sign up for an account, which is usually free. Installing the app’s browser extension, if available, can make the process even more seamless, as it automatically applies savings and tracks purchases.

Shop Through the App

To earn cashback, make sure to shop through the app or its links. For example, if you’re using Rakuten, start your shopping journey from the Rakuten app or website. The app tracks your purchases and credits your account with the cashback amount. This ensures you don’t miss out on any rewards.

Link Your Cards

Some apps, like Dosh and Drop, allow you to link your credit or debit cards to earn cashback automatically. When you make purchases at participating retailers using the linked cards, the app tracks the transactions and rewards you. This eliminates the need to remember to shop through the app each time.

Take Advantage of Special Offers

Cashback and reward apps often have special offers and promotions that provide extra savings. These can include bonus cashback rates during certain periods or exclusive deals with specific retailers. Keep an eye out for these offers and plan your shopping accordingly to maximize your rewards.

Redeem Your Earnings

Once you’ve accumulated a certain amount of cashback, you can redeem your earnings. Most apps offer multiple redemption options, including direct deposits to your bank account, PayPal transfers, or gift cards. Choose the method that works best for you and enjoy the extra money.

Use Multiple Apps

To maximize your earnings, consider using multiple cashback and reward apps. Different apps may offer varying cashback rates for the same retailer, so using more than one app can help you get the best deal. Just be sure to track which app you’re using for each purchase to avoid confusion.

Refer Friends

Many cashback and reward apps offer referral bonuses. By referring friends and family to the app, you can earn additional cashback or rewards when they sign up and make their first purchase. This is an easy way to boost your earnings without extra effort.

Monitor Your Spending

While earning cashback is great, it’s important to monitor your spending. Don’t let the allure of earning cashback lead you to make unnecessary purchases. Stick to your budget and use cashback apps to save on things you would buy anyway.


Cashback and reward apps offer a simple and effective way to earn money on your everyday purchases. By choosing the right apps, shopping through the app or linked cards, taking advantage of special offers, and referring friends, you can maximize your earnings. Use multiple apps to get the best deals and always monitor your spending to ensure you’re truly saving money. Start using cashback and reward apps today and watch your savings grow.

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